St. Louis Car Accident Lawyers Who Know the Insurance Industry Inside and Out

We used to represent insurance companies in car accident claims. Now we fight them, using our inside knowledge to help drivers across Missouri and Illinois recover everything they’re owed. If you were hurt in a crash, put experienced trial lawyers on your side.

Based in St. Louis, we handle serious car accident cases across Missouri and Illinois.

As a St. Louis car accident attorney team, we’re proud to be the car accident attorney St. Louis clients call first after a serious crash.

5.0
Based on 104 reviews
Best Law Firms 2026 badge, ranked by Best Lawyers, awarded to Sotiriou Wilmowski Injury Law

Real Car Accident Cases. Real Results.

$775,000
Lane Change Collision
Jefferson County, MO

$680,000
Rear-End Crash
St. Louis City, MO

$950,000
Highway Crash
St. Clair County, IL

“I talked to three other firms before calling Sotiriou Wilmowski. They were the first to actually listen. They took my case seriously from day one.”
— Injury Client, St. Louis City, MO

Why Choose Sotiriou Wilmowski for Your Car Accident Case?

Deme Sotiriou and Tom Wilmowski, founding partners of Sotiriou Wilmowski Injury Law St. Louis
Attorneys Tom Wilmowski and Deme Sotiriou

The Sotiriou Wilmowski Insider Advantage™

Our attorneys defended car accident claims for years. We know every delay tactic and how to counter it.

Real Legal Experience

You won’t be handed off to a junior associate. You’ll work directly with trial-tested lawyers who’ve handled complex car accident cases from both sides of the aisle.

Personalized Support

We keep you informed, explain your options clearly, and stay in touch throughout the case. You’ll never feel like just another file number.

No Fee Unless We Win

You pay nothing out of pocket. We front all costs and only get paid if we recover compensation for you.

Client-First Approach

We fight to make sure your voice is heard, and your injuries taken seriously. Insurance companies move fast; we move faster.

What Our Clients Say

The Sotiriou Wilmowski Insider Advantage™

We know how insurance companies think, because we used to work for them.

Deme Sotiriou, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Deme Sotiriou spent years on the other side of car accident claims, representing insurance companies and the drivers they covered. She understands how insurers evaluate these cases and what it takes to get them to pay up.

Tom Wilmowski, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Tom Wilmowski is a skilled trial lawyer who’s taken on complex accident cases throughout Missouri and Illinois. He knows how to investigate car crashes, prove fault, and fight lowball offers.

Why Our Experience Gives You the Edge

Before representing injury victims, we spent years defending at-fault drivers and the insurance companies that paid their claims. We were the ones evaluating car accident claims, issuing denials, and limiting payouts. Now we use that insider knowledge to fight for injured drivers and passengers.

We’ve handled cases involving crashes on I-70, I-64/Highway 40, I-44, I-55, I-270, and other dangerous roads throughout Missouri and Illinois, including rural highways where serious wrecks often go under-investigated.

We understand how law enforcement agencies like the Missouri State Highway Patrol and Illinois State Police investigate car accidents, and we know how to challenge incomplete or biased reports.

We work regularly with clients treated at Barnes-Jewish, Mercy, SSM Health, and trauma centers across the region.

We’ve Been in Their War Room. Now We’re in Yours

Our background gives you an unmatched advantage at every stage of your car accident case.

We anticipate their tactics and shut them down before they can shift blame to you.
We know what evidence matters, especially in crashes where speed, right of way, or the severity of the impact is disputed.
We speak their language, and that gets results faster.

Put Our Experience to Work for You

This isn’t guesswork. It’s strategic legal advocacy built on insider knowledge.

If you were hurt in a crash, don’t face the insurance company alone. Get a team that knows exactly how they operate, and how to beat them.

That’s the Sotiriou Wilmowski Insider Advantage™

Injured in a car accident?

Talk to former insurance lawyers who now fight for victims.

Sotiriou Wilmowski Injury Law conference room, St. Louis injury attorneys
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What Car Accident Victims Ask Us Most

Clear answers from attorneys who’ve handled these cases inside and out.

Types of Car Accident Cases We Handle

We don’t just handle car accident cases. We understand them from the inside.

Before representing injury victims, Tom and Deme defended at-fault drivers and the insurance companies that paid their claims. We know how insurers evaluate car accident claims, where they push back, and how to build a case that breaks through their defenses.

Left-turn and failure-to-yield crashes

Left-turn crashes are among the most common and most serious collisions in the St. Louis area. A driver turning across traffic misjudges an oncoming vehicle’s speed or never looks at all, and the impact lands on the front or side of your car where there is the least structure to absorb it. These wrecks produce broken bones, spinal injuries, and traumatic brain injuries. Fault usually turns on who had the green arrow, how the signal was timed, and where the vehicles came to rest. We pull signal timing records, intersection camera footage, and vehicle damage patterns to establish exactly how the collision happened, then counter the insurance company’s attempt to split fault between both drivers.

Rear-end collisions

Being struck from behind is the most common type of car accident, and it is also the type insurance companies work hardest to minimize. Adjusters point to modest bumper damage and argue that nobody could have been badly hurt, even when the occupant suffered a herniated disc, a concussion, or a permanent neck injury. A low-speed impact transfers far more force to the spine than the outside of a car suggests. We work with treating physicians and, where the fight warrants it, biomechanical experts to connect your injuries to the crash, document the full course of your treatment, and refuse to let a photograph of a bumper decide what your case is worth.

Road hazards and poor road maintenance

Potholes, missing or obscured signage, standing water, unmarked construction zones, and poorly designed intersections cause crashes that get written off as simple driver error. When a government entity or a road contractor failed to maintain a safe roadway or failed to warn drivers about a known hazard, that party can share responsibility for the wreck. These claims carry short notice deadlines and sovereign immunity defenses that do not apply to an ordinary car accident case, so they have to be spotted early. We investigate maintenance records, prior complaint histories, and construction plans, and we file the required notices in time to protect your claim.

Unsafe lane changes and merges

Lane-change crashes happen when a driver never checks a blind spot, never signals, or drifts across a lane line while distracted. On I-270, I-64, and I-70 these collisions frequently set off a chain reaction involving several vehicles, which gives every insurance company involved a reason to point at someone else. Sorting out who moved first comes down to physical evidence. We use vehicle damage mapping, dashcam and traffic camera footage, event data recorder downloads, and witness statements to place responsibility on the driver who actually caused the crash.

Distracted driving crashes

Distracted driving is a leading cause of serious car accidents in Missouri and Illinois. A driver who is texting, scrolling, adjusting a screen, or reaching for something in the passenger seat gives up several seconds of attention, which at highway speed means hundreds of feet traveled effectively blind. Drivers rarely admit to it, and phone records are never handed over voluntarily. We move quickly to preserve cell phone data, infotainment system records, and app activity, and we use crash reconstruction to show the absence of any braking or evasive steering before impact.

Intersection and red-light crashes

Intersection collisions cause some of the worst injuries in car accident cases because the side of a vehicle offers far less protection than the front or the rear. When a driver runs a red light or rolls through a stop sign, the striking vehicle hits the occupant compartment directly. Liability is almost always contested, with each driver insisting the light was in their favor. We canvass nearby businesses and municipal cameras before that footage is overwritten, obtain signal timing records, and rely on independent witnesses to establish who actually had the right of way.

Head-on and wrong-way collisions

Head-on crashes combine the speed of both vehicles, which makes them the deadliest type of car accident. They happen when a driver crosses a center line while impaired, fatigued, or distracted, or enters a highway ramp in the wrong direction. Survivors face multiple surgeries, long rehabilitation, and permanent impairment, and families are often facing a wrongful death claim at the same time. We investigate the at-fault driver’s history, any bar or employer that may share responsibility, and every available layer of insurance coverage, because one driver’s policy limits rarely cover a loss this severe.

Rollover and single-vehicle crashes

A crash with no other car involved is not automatically your fault. Rollovers and run-off-road wrecks are frequently caused by another driver who forced you off the roadway and kept going, by a tire or suspension failure, by a defective roof or restraint system, or by a hazardous road condition. Insurance companies treat these as driver error and close the file. We reconstruct the sequence of events, preserve the vehicle before it goes to salvage, and identify every party whose conduct or product contributed to the crash.

Defective vehicle parts and tire failures

Some car accidents are caused by the vehicle rather than the driver. Tread separations, airbags that fail to deploy or deploy with too much force, faulty brakes, failed steering components, and seat backs or seat belts that collapse on impact can turn a survivable crash into a catastrophic one. A product claim runs against the manufacturer and requires the vehicle itself to be preserved as evidence, which means acting before the insurance company sends it to salvage. We secure the vehicle, retain engineering experts, and pursue both the at-fault driver and the manufacturer where the evidence supports it.

DUI and impaired driving crashes

Crashes caused by drunk or drug-impaired drivers tend to involve high speeds and no braking at all, which is why the injuries are so severe. These cases run alongside a criminal prosecution, and how the civil claim is handled during that period matters a great deal. A DUI crash can also support punitive damages and may create liability for a bar or a social host who kept serving an obviously intoxicated driver, which opens up additional insurance coverage. We coordinate with the criminal case, obtain the toxicology and enforcement records, and pursue every responsible party.

What Compensation Can You Recover?

Every car accident is different, but here’s what you may be able to recover:

Medical expenses (past and future)
Covers emergency treatment, surgery, imaging, physical therapy, and the future care your injuries will require.
Lost wages and reduced earning potential
Compensates for time off work and reduced earning power after a crash.
Pain and suffering
Provides damages for the physical pain caused by fractures, disc injuries, and other serious trauma.
Emotional distress
Addresses PTSD, anxiety, and emotional trauma following a car accident.
Loss of Normal Life or Mobility
Recognizes the impact of losing independence, mobility, or the activities you enjoyed before the crash.
Vehicle damage and total loss
Provides compensation for repair or replacement of your vehicle and the personal property damaged in the crash.
Permanent Injury or Disability
Covers lifelong disabilities such as paralysis, amputations, or severe disfigurement.
Wrongful death damages (for families)
Supports families grieving the loss of a loved one in a fatal car accident.
Punitive Damages (In Cases of Extreme Recklessness)
Targets negligent drivers who caused severe harm through reckless acts.

Where We Handle Car Accident Cases

We’re based in St. Louis but take serious car accident cases throughout Missouri and Illinois, including urban, suburban, and rural communities.

Counties We Serve in Missouri

St. Louis City
St. Louis
St. Charles
Jefferson
Franklin
Lincoln
Warren
Gasconade
Washington
Montgomery
Crawford
Pike
Boone (Columbia)
Callaway
Cole (Jefferson City)
Greene (Springfield)
Cape Girardeau
Phelps
Pulaski
Jasper (Joplin)
Jackson (Kansas City)
And More

Counties We Serve in Illinois

St. Clair
Madison
Monroe
Clinton
Washington
Bond
Jersey
Macoupin
Randolph
Montgomery
Fayette
Marion
Jefferson
Perry
Effingham
Jackson
Franklin
Williamson
Union
Alexander
And More
Deme Sotiriou, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Deme Sotiriou

Partner

Let’s Talk. Free Consultation. No Obligation.

We’re available 24/7, and we only get paid if we win.

Tom Wilmowski, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Tom Wilmowski

Partner

Deme Sotiriou, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Deme Sotiriou

Partner

Tom Wilmowski, personal injury attorney, Sotiriou Wilmowski Injury Law St. Louis

Tom Wilmowski

Partner

Let’s Talk. Free Consultation. No Obligation.

We’re available 24/7, and we only get paid if we win.

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