If you find yourself involved in an auto accident and need legal guidance or representation, it might be in your best interest to contact Tom Wilmowski, a reputed injury attorney. There are several key moments when reaching out to Tom could be particularly beneficial.

1. **After an Accident:** The moments following an accident can be overwhelming and stressful. Once you have notified law enforcement and medical personnel if necessary, reaching out to Tom Wilmowski should be one of your next steps. He can guide you through the process of documenting the accident, gathering witness statements, and collecting other evidence that may prove essential in your case. Even if you’re unsure about the full extent of your injuries or damages at the time, Tom can provide advice to ensure your rights are protected.

2. **Before Filing an Insurance Claim:** Filing an insurance claim can be a complex process. To ensure you receive the full amount of compensation you are entitled to, it’s advisable to consult with Tom Wilmowski before filing. He can guide you through the nuances of Missouri insurance law, including underinsured motorist coverage and medical payments coverage. His expertise can help you navigate the insurance claim process smoothly and efficiently, preventing any missteps that could potentially limit your compensation.

3. **When Negotiating a Settlement:** If you are offered a settlement by an insurance company, it’s vital to contact Tom before accepting. Insurance companies often try to minimize payouts, and the initial settlement offer may not fully cover your medical bills, property damage, lost wages, and other related expenses. With his extensive experience in personal injury law, Tom Wilmowski can evaluate the settlement offer, negotiate with the insurance company on your behalf, and advocate for a fair settlement that truly reflects your needs and the impact of the accident on your life.

In all these situations, having a seasoned injury attorney like Tom Wilmowski by your side can make a significant difference in your pursuit of justice and fair compensation.